Privacy Policy for Spendio

Last updated: March 26, 2026

Spendio is a fully offline expense tracking application developed by A&K Tech. This app does not require an internet connection and functions entirely offline.

Data Collection

Spendio does not collect, store, or share any personal information with any server or third party. All data entered by users such as expenses, budgets, and categories is stored locally on your device only and is never transmitted to any external server.

Local Account Data

Spendio allows users to create a local account stored entirely on their device. This may include an email address, encrypted password, PIN, and security questions. This information is stored only in the local database on your device and is never transmitted to any server or third party. You can delete this data at any time by uninstalling the app or clearing app data from your device settings.

Permissions We Use

POST_NOTIFICATIONS
Used to send local reminders and alerts about your expenses and budgets. No notification data is sent to any server.

SCHEDULE_EXACT_ALARM
Used to schedule local notifications and recurring transaction reminders at precise times. This data never leaves your device.

RECEIVE_BOOT_COMPLETED
Used to restore scheduled notifications and recurring transactions after your device restarts. No data is collected or transmitted.

WAKE_LOCK
Used to ensure recurring transactions and notifications are processed correctly in the background. No data is collected or transmitted.

Local Notifications

Spendio may send local notifications to remind users about their expenses and recurring transactions. These notifications are generated locally on your device and no data is sent to any external server.

Third Party Services

Spendio does not use any third-party services, analytics, or advertising networks. No data is shared with or sold to any third party.

Data Security

All sensitive data such as passwords and PINs are stored in encrypted form locally on your device. Since all data is stored locally, you are in full control of your data at all times. No data is transmitted over the internet.

Children's Privacy

Spendio does not collect any data from anyone including children under 13. Our app is intended for users aged 18 and above. Users under the age of 18 should not use this application.

Your Rights

Since all data is stored locally on your device, you have full control over it. You can delete all your data at any time by:

Using the delete account option within the app
Clearing app data from your device settings
Uninstalling the application

Changes to This Policy

We may update this policy occasionally. Any changes will be posted on this page with an updated date. We encourage you to review this page periodically.

Contact Us

For any questions about this Privacy Policy, contact us at:
ayubkhn.aks@gmail.com